Postdating a check illegal
As a result, the transaction is not considered as issuance of a "bad check" since the creditor released the merchandise or performed the service in reliance of the check writer's promise to pay at some later date rather than in reliance of the check's negotiability.
In 1997 CFA published a report on check cashing and payday loan practices which found that state consumer protections are inadequate to prevent rate-gouging and to promote informed decisions.Are we in jeopardy of a change in our credit score, which is in the 800 range?We've always paid the total balance due each month.The Answer: My first question for you: Why do you want to close it so badly?I can tell you generically that closing this account will not help your score.(Closing one of your oldest accounts, particularly if you don't have many accounts, will hurt you.) a C/ How many other credit lines do you have?
a C/ How much of your total credit card capacity (on all cards combined) do you use in a given month?
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In nov 2008 I wrote 3 post dated checks one to a landlord for rent on a building two to a parts store for a revolving credit account the one to the landlord was 2400 and the two to the parts store were 3200 1600 a peice I worked all across the united states and wrote the checks because I would not be anywhere near texas in dec of 08 in the course of things my contracts got canceled "I owned a business in the oil feild" I called both of the guys involved and told them the checks would not clear and told them I would have to work something else out with them they both agreed I paid the parts store 1400 and then ran out of money I found out this month that they both turned the checks over the district atty and that I have a felony warrant out for my arrest and a 30000 bond I cannot afford a lawyer and I dont know what to do Im a single dad of a two yr old boy and If i get arrested I cant bond out everything Ive read says that post dated checks cannot be turned over to the DA however these guys did I am scared for my sons well being and dont know how to proceed can someone please help You really do need an attorney.